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Spending Insights

Vyay does more than just log expenses. It turns your spreadsheet rows into a clear map of your spending, so you always know where your money is going.

See it in action

Watch how Vyay automatically processes your entries into real-time scans, identifies outliers, and tracks your subscriptions.

Performance Scans Outlier Detection Fixed Costs
Total This Month ₹45,200
75% of Limit
Yearly Estimate ₹5,42,400 Based on current spending
Biggest Day March 12 ₹12,500 (Rent Day)

01. Monthly Scan

The Scan view is your quick check-in. It pulls your month together so you can see your total spending and budget in one place.

  • 1

    Speed of Spend

    A clear display of how much you've spent this month in real time.

  • 2

    Budget Trackers

    Simple progress bars for your categories that turn amber when you're getting close to your limit.

  • 3

    Account Check

    See which credit card or bank account you're using the most this month.

March 2026 Scan SYNCED
Spent This Month ₹45,200
Rent & Home ₹15,000 / ₹15,000
Food & Dining ₹12,000 / ₹15,500
Leisure ₹4,200 / ₹4,000
Spending Pattern Daily Intensity Heatmap

02. Spending Trends

See the patterns. Our charts show you when you spend the most and how consistently you're tracking your money.

📊 Total Spending

A line chart showing your spending accumulate over the month. Helps you stay ahead of surprises.

📅 Daily Activity

A heatmap showing your logging habits. Darker colors represent days when you logged multiple items.

03. Biggest Expenses

Find the biggest drains. We automatically find and rank where most of your money goes so you can stop guessing.

Focus on what matters

"For most people, a few things take up most of their budget. Vyay shows you those items immediately, so you can stop stressing over small things and manage the big ones."

Top 5 This Month

01
Rent & Home ₹15,000
02
Food & Dining ₹12,000
03
Transport ₹8,500
04
Utilities ₹5,500
05
Fun & Leisure ₹4,200
📅
Fixed Score

₹12,400

Monthly Recurring Expenses

04. Fixed Costs

The most important number in your budget isn't what you spend—it's what you have to spend.

Vyay scans your history to find recurring bills like **Rent**, **Netflix**, and **Insurance**. By isolating these, we show you your "True Burn"—the money that goes out every month before you buy a single coffee.

  • Subscription Finder
  • Bill & Loan Tracking
  • Debt Overview
  • Smart Pattern Matching